Website Terms of Use
Effective Date: September 11, 2026
These Website Terms of Use govern your access to and use of www.easthillbenefits.com. By using this website, you agree to these Terms. If you do not agree, please do not use the website.
1. General Information Only
The website provides general information about East Hill Benefits and insurance, employee-benefit, benefits-administration, and related services.
Website content is provided for informational purposes only. It is not intended to constitute legal, tax, accounting, medical, investment, fiduciary, or other professional advice. You should consult an appropriately qualified professional concerning your particular circumstances.
Employee-benefit laws, insurance requirements, carrier procedures, rates, and product availability can change. Information on this website may not reflect the most recent legal, regulatory, carrier, or market developments.
2. No Insurance Coverage Created
Using this website, submitting a form, requesting a quote, sending an email, or speaking with an East Hill Benefits representative does not bind, issue, renew, change, extend, or cancel insurance coverage.
Coverage is effective only when confirmed in writing by an authorized insurance carrier or other authorized party and when all applicable requirements have been satisfied.
Insurance quotes and illustrations are estimates based on the information available at the time. Rates, benefits, eligibility, underwriting decisions, effective dates, exclusions, limitations, and availability are subject to carrier approval and the governing policy, certificate, contract, or plan document.
If website content conflicts with an insurance policy, certificate, contract, summary plan description, or carrier document, the governing document controls.
Do not rely on a website submission or email to request an urgent enrollment, policy change, cancellation, claim filing, or other time-sensitive transaction. Contact our office and obtain confirmation that the request was received and completed.
3. Licensing and Availability
Insurance products and services are available only in jurisdictions where East Hill Benefits and the applicable insurance professionals are properly licensed and where the product is approved or otherwise available.
Website content is not an offer or solicitation in any jurisdiction where such an offer or solicitation would be unlawful.
Not every product, carrier, benefit, or service described on the website is available to every person, employer, or location.
4. Employer and Plan Responsibilities
East Hill Benefits may assist employers with insurance products, employee communications, enrollment, administration, and compliance-related resources. Unless otherwise agreed in writing, the employer or plan sponsor remains responsible for its employment decisions, plan administration, employee notices, payroll practices, eligibility determinations, legal compliance, and timely submission of accurate information.
Any compliance information provided by East Hill Benefits is general educational assistance and is not legal advice.
5. Accuracy of Submitted Information
You agree to provide accurate, current, and complete information when using the website or requesting services.
You are responsible for reviewing applications, enrollment materials, quotes, benefit summaries, and other documents for accuracy before signing, approving, or submitting them.
Please notify East Hill Benefits promptly if submitted information changes or if you identify an error.
6. Acceptable Use
You may not:
Use the website for an unlawful, fraudulent, or abusive purpose
Attempt to gain unauthorized access to the website or connected systems
Introduce malicious code or interfere with website operation
Scrape, copy, or harvest website content or contact information through automated means
Misrepresent your identity or authority
Submit information concerning another person without authorization
Use website content in a manner that infringes intellectual-property or privacy rights
We may restrict or discontinue access when we reasonably believe the website is being misused.
7. Intellectual Property
Unless otherwise stated, website text, graphics, logos, design elements, photographs, downloads, and other original content are owned by or licensed to East Hill Benefits and are protected by applicable intellectual-property laws.
You may view and print reasonable portions of the website for personal or internal business use. You may not reproduce, republish, modify, distribute, sell, license, or commercially exploit website content without prior written permission.
Insurance-carrier names, logos, and trademarks belong to their respective owners. Their appearance does not transfer any ownership rights to East Hill Benefits.
8. Third-Party Links and Services
The website may link to insurance carriers, benefit providers, social-media services, scheduling platforms, and other third parties.
These links are provided for convenience. East Hill Benefits does not control and is not responsible for third-party content, availability, security, privacy practices, products, or services. A link does not necessarily constitute an endorsement.
9. Disclaimer of Warranties
To the fullest extent permitted by law, the website and its content are provided “as is” and “as available.”
East Hill Benefits does not warrant that the website will be uninterrupted, error-free, secure, current, or free from harmful components. We do not guarantee that website content is complete or appropriate for every circumstance.
Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded.
10. Limitation of Liability
To the fullest extent permitted by law, East Hill Benefits and its owners, officers, employees, representatives, contractors, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to use of—or inability to use—the website.
This limitation does not apply to liability that cannot lawfully be limited or excluded.
11. Privacy
Our collection and use of personal information through the website are described in our Privacy Policy, which is incorporated into these Terms by reference.
12. Changes to the Website or These Terms
We may modify the website or these Terms periodically. Revised Terms will be posted with an updated effective date. Continued use of the website after updated Terms are posted constitutes acceptance of those Terms.
13. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.
Unless prohibited by law, any legal proceeding arising from these Terms or the website will be brought in a court of competent jurisdiction located in Escambia County, Florida.
14. Severability
If any provision of these Terms is determined to be unlawful or unenforceable, the remaining provisions will remain in effect.
15. Contact Information
Questions concerning these Terms may be directed to:
East Hill Benefits
4006 North 9th Avenue
Pensacola, Florida 32503
Email: info@easthillbenefits.com
Telephone: 850-912-8317